Terms and Conditions of Service Use
Please read these conditions carefully, as they govern your use of this site and any services provided through it. By accessing our site, you agree to comply with all terms described below.
October 28, 2025
Acceptance of Terms
You must accept these terms before using our website or engaging our services. If you do not agree, please discontinue use immediately. Continued access constitutes your acceptance of these conditions as they apply to all sessions and interactions.
Definitions
The following terms are used throughout these terms and conditions and have the meanings assigned here for clarity.
Service: Any recommendation, information, or support provided via our site or through direct adviser interactions with clients.
User: Any person accessing, browsing, or registering to use selotheniva.com, including those submitting enquiries or receiving recommendations.
Personal Data: Any information identifying or relating to an individual, including contact details, consultation records, or technical identifiers.
Content: All text, graphics, advice, or related materials made available through selotheniva.com or our advisors.
Service Usage Conditions
Our services are intended to offer context-specific recommendations and information. Use is subject to all applicable Australian laws and any additional policies noted on this website.
Eligibility
Use of our website and recommendations is restricted to individuals aged eighteen years or older, who are fully capable of entering binding agreements.
By using this site, you confirm you meet the eligibility criteria above.
User Responsibilities
By using our services, you agree to uphold the following obligations during every interaction with us.
Prohibited Conduct
Certain conduct is not permitted when using our services or this site.
Intellectual Property Rights
All content, branding, and analytical materials created for selotheniva.com are owned by us or our licensors. Copying, distribution, or modification is not allowed without prior written consent. You may use information strictly for personal reference as agreed under these terms.
User Submissions
All material, feedback, or inquiries submitted through this site become our property. Your contact information remains confidential as described in the Privacy Policy.
Your Rights Regarding Submissions
While you grant us the right to use submissions for business purposes, we do not publish your personal details without written approval or as outlined by law.
Privacy and Data Collection
We are dedicated to handling personal data responsibly, as explained in our Privacy Policy. Data will never be sold to external parties. Use is governed by applicable regulations for security and confidentiality.
View Privacy PolicyDisclaimer of Liability
Our site content and recommendations are provided for informational purposes only and are not guaranteed to be free of error or complete.
Important Notice
All recommendations and analyses are context-specific and must not be seen as a substitute for personal, independent financial assessment or legal advice.
Liability Limitation Clause
To the maximum extent permitted by Australian law, we disclaim liability for losses, damages, or claims arising from your use of our site or recommendations.
Indemnification
You agree to protect us, our staff, and associates against claims or liabilities connected to your improper use of information or breach of these terms.
Dispute or Complaint Resolution
If you have concerns regarding our services or policies, please contact us directly to seek informal resolution.
Arbitration
Any unresolved dispute may be referred to binding arbitration as prescribed under Australian law. Both parties agree to participate in good faith.
This does not preclude access to Australian courts or consumer protection agencies as needed.
Online Dispute Resolution Resources
Further help can be found via recognised mediation and consumer advice platforms. Contact us for suggested resources or see legal pages for details.
Access legal resources hereSeverability
If any provision here is found unenforceable or invalid by law, the remainder continues in force and effect.
Entire Agreement
These terms, combined with other posted policies, represent the full agreement between you and us, superseding previous communications.
Governing Law and Jurisdiction
All matters arising from these terms are governed by the laws and courts of Australia. Your location may affect certain rights or remedies.
Termination
We reserve the right to suspend, limit, or terminate your access at any time if any term of this policy or related law is breached.
Modifications
These terms may be updated periodically. Continued use after changes signifies your acceptance of the revised terms.
Contact for Terms Queries
For any questions or concerns regarding these terms, please use the contact details below.
Email address: content@selotheniva.com
Phone number: +61818865382
Office address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia
Effective from: October 28, 2025
Version: 2.0